Employment Rights Guide

Director Redundancy Payments When Company Liquidated

Yes, Directors Can Claim Redundancy Pay

A director can claim redundancy pay if their company is liquidated, provided they meet specific eligibility criteria proving they were also an employee of the business, not just an office holder.

Understanding your rights as a company director during liquidation is crucial. This comprehensive guide explains eligibility requirements, statutory redundancy calculations, and the claims process.

2 Years
Minimum Service
£643
Weekly Pay Cap
£19,290
Maximum Payment

Also see: Director After Liquidation | Compulsory Liquidation

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Eligibility Requirements

Director Redundancy Eligibility Criteria

To qualify for redundancy payments during company liquidation, directors must demonstrate they were genuine employees with specific documentation and working arrangements.

Employment Contract

A written employment contract clearly defining your role, duties, salary, and terms of employment separate from your director appointment.

Essential Document

Regular PAYE Salary

Consistent salary payments through PAYE with proper tax and National Insurance deductions, not just dividends or ad-hoc payments.

Proven Income Trail

2 Years Service

Minimum of 2 years continuous employment with the company as an employee, not just as a director or shareholder.

Statutory Minimum

Working Under Direction

Evidence that you worked under the direction and control of the company or board, performing operational duties beyond directorship.

Employee Relationship

Operational Duties

Performance of day-to-day business operations and duties beyond statutory director obligations (e.g., sales, management, technical work).

Active Employment

Payslips & Records

Documented evidence including payslips, P60s, employment records, and proof of tax and NI contributions as an employee.

Documentary Evidence

Critical Distinction: Director vs. Employee

Simply being a director does not automatically entitle you to redundancy pay. You must prove you were a genuine employee with a dual role. Many directors only take dividends and have no employment contract—these individuals cannot claim redundancy.

Key Test: Would an external person performing your duties be classified as an employee? If yes, you likely qualify. Courts examine substance over form. For more information about protecting yourself as a director, visit our comprehensive protection hub.

Payment Calculations

How to Calculate Statutory Redundancy Pay

Statutory redundancy pay is calculated based on your age, length of service, and weekly pay (subject to a maximum cap). Understanding these calculations is crucial before entering company liquidation.

Statutory Redundancy Formula

0.5
weeks' pay per year
Under 22 years old
1
week's pay per year
Ages 22 to 40
1.5
weeks' pay per year
41 years and over
£643
Weekly pay cap (2024)
20 Years
Maximum service counted

Real-World Calculation Examples

Example 1: Sarah, Age 38

Age: 38 years
Service: 8 years
Weekly Pay: £500

Calculation:

8 years × 1 week × £500 = £4,000

Total Redundancy Pay
£4,000

Example 2: John, Age 45

Age: 45 years
Service: 12 years
Weekly Pay: £800 (capped at £643)

Calculation:

4 years (age 33-36) × 1 week × £643

8 years (age 37-44) × 1.5 weeks × £643

= £2,572 + £7,716 = £10,288

Total Redundancy Pay
£10,288

Maximum Statutory Redundancy Payment

The maximum statutory redundancy payment you can receive is currently £19,290 (as of April 2024). This is calculated as:

20 years × 1.5 weeks × £643 = £19,290

These figures are updated annually. Always check the current rates with Gov.uk or your insolvency practitioner.

Claims Process

How to Claim Director Redundancy Payments

Follow these steps to successfully claim your redundancy payment through the Redundancy Payments Service (RPS).

1

Company Enters Liquidation

Your company must formally enter liquidation (Creditors' Voluntary Liquidation or Compulsory Liquidation). A licensed insolvency practitioner will be appointed to handle the process.

Key Point: Redundancy claims can only be processed once liquidation has officially commenced and the company has ceased trading. Learn more about Creditors' Voluntary Liquidation or Compulsory Liquidation processes.

2

Gather Required Documentation

Collect all evidence proving your employee status. This documentation is crucial for your claim's success.

Employment contract
Payslips (last 12 weeks)
P45 or P60 forms
Bank statements (PAYE payments)
Job description
Proof of NI contributions
3

Complete Form RP1

Fill out the RP1 form (Claim for Payment from the National Insurance Fund) to formally claim your redundancy payment from the government's Redundancy Payments Service.

Download Form RP1

Available from Gov.uk or your insolvency practitioner

4

Submit Your Claim to RPS

Submit your completed RP1 form and supporting documents to the Redundancy Payments Service. Your insolvency practitioner will typically assist with this process and verify your claim.

Time Limit: Claims must be submitted within 6 months from your employment ending or the liquidation date.

5

RPS Reviews Your Claim

The Redundancy Payments Service will review your claim to verify you were a genuine employee. They may request additional documentation or clarification.

Processing Time

Typically 4-6 weeks

Decision Notification

Written confirmation sent

6

Receive Your Redundancy Payment

If your claim is approved, the Redundancy Payments Service will transfer your statutory redundancy payment directly to your bank account.

Direct Bank Transfer

Payment made within 7-14 days of approval

Need Help With Your Claim?

Our experts can assist you with gathering documentation, completing forms, and liaising with insolvency practitioners to ensure your claim is successful. We also provide comprehensive director protection services and guidance on life after liquidation.

Get Free Consultation
Frequently Asked Questions

Director Redundancy FAQs

Common questions about director redundancy payments during company liquidation.

Legal Considerations

Important Legal Points for Directors

Understanding the legal framework surrounding director redundancy claims can help protect your rights and improve claim success rates.

Employment Status Tests

Courts use several tests to determine if a director was a genuine employee:

  • Control Test: Were you subject to direction and control?
  • Mutuality of Obligation: Was there an obligation to provide and perform work?
  • Economic Reality Test: Did you bear business risk or were you an employee?
  • Integration Test: Were you integrated into the business operations?

Service Contracts vs. Employment Contracts

There's a crucial legal distinction:

Director's Service Contract

Governs your role as a director/office holder - does NOT create employee status

Employment Contract

Separate agreement for your employee role - REQUIRED for redundancy claims

Time Limits and Deadlines

6 Months

Deadline to submit RP1 claim form

3 Months

Time limit to appeal to Employment Tribunal if rejected

Missing these deadlines can result in losing your right to claim. Act promptly after liquidation.

Wrongful Trading Concerns

Directors claiming redundancy should be aware of potential wrongful trading investigations:

  • Claiming redundancy doesn't automatically trigger investigations
  • Your claim is separate from director conduct assessments
  • Legitimate redundancy claims don't indicate wrongdoing

If you traded whilst insolvent, seek legal advice before making any claims. Our team can provide guidance on director disqualification protection.

National Insurance Fund Protection

Your redundancy claim is paid from the National Insurance Fund, not company assets:

Government-backed fund ensures payment
No impact on other creditors
Payment guaranteed if criteria met

This protection applies to all qualifying employees, including directors who meet employment criteria.

RPS Investigation Process

The Redundancy Payments Service will thoroughly examine:

  • Employment contract validity and dates
  • PAYE records and payment consistency
  • Nature of work performed vs. director duties
  • Control and subordination evidence
  • Comparison with similar businesses

Tip: Prepare comprehensive documentation before submitting. Incomplete claims face delays or rejection.

Unsure About Your Eligibility?

Our specialists can review your employment status, assess your documentation, and advise on the strength of your redundancy claim. We also offer support with misfeasance claims, personal guarantees, and comprehensive disqualification protection.

Get Expert Legal Advice

Important Professional Disclaimer

This Information is For Illustration Purposes Only

General Information Only: The content on this page is provided for general information and educational purposes only. It is not intended as, and should not be relied upon as, legal, financial, or professional advice for your specific situation.

Seek Professional Advice: Every director's situation is unique, and redundancy eligibility depends on your specific circumstances, employment arrangements, and documentation. You must seek professional advice from a licensed insolvency practitioner, employment law solicitor, or qualified advisor before making any decisions or claims.

No Guarantee of Eligibility: The information provided does not guarantee that you will qualify for redundancy payments. The Redundancy Payments Service (RPS) assesses each claim individually based on evidence and legal tests of employment status.

Rates Subject to Change: Statutory redundancy payment rates, weekly pay caps, and eligibility criteria are set by UK law and are subject to change. The figures quoted (£643 weekly cap, £19,290 maximum, etc.) were accurate as of 2024 but may have been updated. Always verify current rates with Gov.uk or the Redundancy Payments Service.

Complex Legal Matters: Director redundancy claims involve complex employment law, insolvency law, and tax considerations. The distinction between office holder and employee status is often contentious and may require legal assessment. Do not rely solely on this guide.

Time-Sensitive: Redundancy claims have strict time limits (6 months from employment ending). Delays in seeking advice could result in loss of rights. Act promptly and consult professionals immediately if your company is entering liquidation.

Professional Guidance Essential: To ensure that the right procedures are followed and your interests are properly protected, it is always best to use a professional adviser. A qualified insolvency practitioner or employment law specialist can guide you through the complexities, help avoid costly mistakes, and maximize your chances of a successful claim.

Need Professional Guidance?

Our experienced team can assess your specific situation, review your documentation, and advise on your redundancy claim eligibility.

No Liability: Tenable Business Support accepts no liability for any actions taken based solely on the information provided on this page. All decisions should be made after consulting with qualified professionals who understand your specific circumstances.

Key Takeaways

Summary: Director Redundancy Rights

Everything you need to know about claiming redundancy as a company director during liquidation.

Directors Can Claim

Yes, directors can claim redundancy pay if they prove genuine employee status with proper documentation and PAYE salary.

Employment Contract Required

Written employment contract separate from director's service contract is essential for successful claims.

2 Years Minimum Service

Continuous employment as an employee for at least 2 years is required to qualify for statutory redundancy pay.

Up to £19,290 Maximum

Maximum statutory redundancy payment is £19,290 based on age, service, and weekly pay cap of £643.

6 Month Deadline

Claims must be submitted within 6 months from employment ending or liquidation date via RP1 form.

Operational Duties Essential

Must perform day-to-day business operations beyond statutory director responsibilities to qualify as employee.

Your Next Steps

1

Review Your Documentation

Gather employment contracts, payslips, P60s, and proof of PAYE salary

2

Confirm Employee Status

Verify you meet all eligibility criteria with proper employment evidence

3

Calculate Your Entitlement

Use the statutory redundancy formula based on age and service years

4

Submit RP1 Form

Complete and submit to RPS within 6 months with supporting documents

Need professional assistance with your redundancy claim?

Speak to Our Experts

Also explore: Director Protection | FAQ | Free Consultation

Disclaimer: This content is for information purposes only and does not constitute professional advice. Statutory rates are subject to annual change. Please verify current rates with Gov.uk and seek advice from a licensed professional before taking action. See our full disclaimer above.